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New York as a whole has a humid continental climate. The highest known temperate in Verbank was 99°F, which occurred in 1948. The lowest temperature was –29°F, recorded in 1994. Average monthly precipitation ranges from 2.62 in (67 mm) in February, to 4.37 in (0.111 m) in July. The coldest month is typically January, with an average high of 34°F and a low of 12°F. By contrast the warmest month on average is July, with high temperatures typically reaching 81°F, and lows falling to around 56°F.